Terms & Conditions
Last updated: 8th April 2024
1. General Information and Privacy
The website and its content ('Website') is owned by Mortgageset, operating under Australian Credit License (ACL) 393551.
Please read these Terms and Conditions ('Terms') carefully before using the Website. By accessing or using our Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not access or use our Website.
2. Privacy
Mortgageset's Privacy Policy governs the handling of information collected from you on this Website.
3. Cookies
Our Website uses cookies to enhance your experience. By using this Website, you consent to our use of cookies in accordance with the details set out in our Privacy Policy.
4. External Links
Our Website may contain links to third-party websites or display third-party content. We do not have control over these external sites and do not endorse or assume responsibility for their content or practices. Use or reliance on any external links is at your own risk.
5. Competitions and Promotions
From time to time, the Website may feature competitions or promotions. Participation in these is subject to specific terms and conditions stated on the Website at the time.
6. Intellectual Property Rights
The trademarks, content, and materials on the Website are owned by or licensed to Mortgageset and are protected by copyright and other intellectual property laws. You may not use, reproduce, or distribute any content without our express written consent.
7. Limitation of Liability
Mortgageset makes no warranties as to the completeness or accuracy of the Website's content. Your use of the Website is at your own risk. To the extent permitted by law, Mortgageset will not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from the use of the Website.
8. Exclusions and Limitations
Nothing in these Terms is intended to exclude or limit any condition, warranty, right or liability that may not be lawfully excluded or limited.
9. Currency and Accuracy of Information
Information on the Website may not always be updated or reflect the latest information available. Mortgageset is not responsible for any inaccuracies.
10. Indemnity
You agree to indemnify Mortgageset against any liabilities, losses, damages, and costs that arise from your breach of these Terms or misuse of the Website.
11. Software and Downloads
Any software available for download on the Website is provided under the terms of the license attached to the software.
12. User-Generated Content
If you submit content to our Website, you grant Mortgageset a non-exclusive, royalty-free license to use, reproduce, and distribute that content.
13. Services and Products
Mortgageset reserves the right to modify or discontinue any service or product featured on the Website without notice.
14. Restricted Access
Mortgageset may restrict access to certain areas of the Website and is entitled to do so at its discretion.
15. No Warranties
The Website is provided 'as is' without any express or implied warranties, including the accuracy or availability of the Website's content.
16. General Advice Warning
The information on the Website is general and should not be taken as financial advice. Consult a professional for advice tailored to your personal circumstances.
17. Performance and Expectations
Mortgageset does not guarantee the performance of any financial product or service mentioned on the Website.
18. Breaches of these Terms
Mortgageset may take action against any breach of these Terms, including restricting access to the Website.
19. Amendments
Mortgageset reserves the right to amend these Terms at any time.
20. Contact and Company Details
Mortgageset is identified by ABN 98 221 469 606, operating under Australian Credit License (ACL) 393551.